Day 10: My Most “Embarrassing” Moment

Day 10. Blog Everyday in May Challenge. The mission, if I choose to accept it —

Most embarrassing moment (s). Spill.

My most embarrassing moment actually turned into the moment that I woke up to life as I know it today. A simpler life. And, I’m forever grateful.

I was nearing the end of my second pregnancy and instead of doing the usual baby-related nesting, I was focused on our finances. I’d told myself that if we had a second child I would like to be able to stay home. Sadly, that wasn’t the case. Instead, we were in the same financial mess as before with no plan to get out. We thought we were doing everything right. House? Check. Financed cars? Check. Necessary debt, i.e. student loans, credit cards? Check. Ignorance was total bliss. How could we be such smart people, but so ignorant when it came to handling our money? How embarrassing.

That’s when the awakening began. I started asking questions and casually researching personal finance, which eventually led to reading Dave Ramsey’s book, The Total Money Makeover. That book, that book, that book! It opened my eyes to how money really works and helped my husband and I develop a solid financial plan to not only pay off our debt, but to live the life of our dreams.

It’s funny; the closer we get to becoming debt free, the more I realize how that moment of embarrassment was a necessary step in our process. Had we not experienced that low moment, we wouldn’t be able to appreciate this high we’ve been on since we implemented our plan. It’s empowering to acknowledge where we came from and to look forward to where we’re going. For now though, we try to enjoy each moment, even the embarrassing ones, because they are all gifts. Onward and upward with a smile.

Has an embarrassing moment been a catalyst for changing your life? Tell me about it!

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